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PDPL Cross-Border Data Transfers: Rules for Sending Saudi Personal Data Abroad The transfer rules, explained by Sumrite.

PDPL cross-border data transfer rules: Article 29, SDAIA's Transfer Regulation, SCCs, risk assessments and the 2026 draft, with a plan to comply.

Senior Consultant, Sumrite
9 min read
Summary card of Saudi PDPL cross-border data transfer routes: adequacy, standard contractual clauses, binding common rules and risk assessment
PDPL transfers outside the Kingdom · as of November 2026
On this page
  1. When can Saudi personal data be transferred outside the Kingdom?
  2. Which documents govern PDPL cross-border data transfers?
  3. What transfer mechanisms does SDAIA’s Transfer Regulation allow?
    1. Adequacy
    2. Safeguards and exemption cases
    3. How the Saudi SCCs work
  4. When is a PDPL transfer risk assessment required?
  5. What happens to onward transfers, and when must a transfer stop?
  6. Does Saudi Arabia require data localisation under the PDPL?
  7. How should a foreign SaaS provider set up compliant PDPL transfers?
  8. How Sumrite helps
  9. Frequently asked questions

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Sumrite runs PDPL readiness and VAPT for Saudi organisations end to end with our verified NCA-registered partner firm, and has served 100+ Saudi clients across Riyadh, Jeddah, Dammam and other cities. Talk to our team.

Transfers are where Saudi data protection meets cloud architecture. If you run a SaaS product from Europe or the US, use a group data centre abroad, or let offshore teams support Saudi customers, this guide is for you. For the full framework, start with our Saudi PDPL compliance guide.

When can Saudi personal data be transferred outside the Kingdom?

Saudi personal data can be transferred outside the Kingdom under PDPL Article 29 when the transfer serves a permitted purpose, does not prejudice national security or the Kingdom’s vital interests, and sends only the minimum data needed, with adequacy or appropriate safeguards in place. The Personal Data Protection Law sets the purposes and conditions, and SDAIA’s Transfer Regulation adds the mechanics.

The permitted purposes, combining Article 29 and Article 2 of the Transfer Regulation, are:

  • Performing an obligation under an agreement to which the Kingdom is a party
  • Serving the Kingdom’s interests
  • Performing an obligation to which the data subject is a party, such as a contract
  • Necessary central processing so the controller can run its activities, including operational processes such as HR, billing and accounting
  • Providing a service or benefit to the data subject
  • Scientific research and studies

The national security and minimisation conditions do not apply in cases of extreme necessity to preserve the data subject’s life or vital interests, as PwC’s PDPL series notes. That is a narrow emergency route, not a business basis.

Which documents govern PDPL cross-border data transfers?

PDPL cross-border data transfers are governed by Article 29 of the PDPL, SDAIA’s Regulation on Personal Data Transfer outside the Kingdom, SDAIA’s Standard Contractual Clauses and SDAIA’s Risk Assessment Guideline for transfers. Each answers a different question.

Document Issued What it does
Personal Data Protection Law, Article 29 Royal Decree M/19, amended by M/148; in force 14 September 2023 Sets purposes and conditions for any transfer
Regulation on Personal Data Transfer outside the Kingdom Version 2.0, August 2024; announced by the Saudi Press Agency on 1 September 2024 Adequacy, safeguards, exemptions, onward transfers, risk assessment
Standard Contractual Clauses Version 1.0, September 2024 Fixed contract templates in four modules
Risk Assessment Guideline for Transferring Personal Data Outside the Kingdom February 2025 Non-binding method for the risk assessment

The Saudi Press Agency described the August 2024 update as covering how adequacy is evaluated, additional transfer purposes, exemptions from the adequacy and minimum-transfer conditions, onward transfers, ending an exemption and assessing risk before a transfer.

What transfer mechanisms does SDAIA’s Transfer Regulation allow?

SDAIA’s Transfer Regulation allows transfers to countries SDAIA lists as adequate, or, where the controller relies on an exemption, transfers protected by Standard Contractual Clauses, binding common rules or a certificate of accreditation. In practice, most transfers in 2026 rely on SCCs or binding common rules.

Adequacy

Article 3 requires SDAIA to publish a list of countries and international organisations with adequate protection, reviewed every four years or as needed. The criteria include enforceable data subject rights, a supervisory body willing to cooperate with the Saudi authority, and onward-transfer rules. Clyde & Co reported in March 2025 and HFW in January 2026 that the list had not yet been issued. Check SDAIA’s site before relying on adequacy.

Safeguards and exemption cases

Article 4 exempts controllers from the adequacy and minimum-transfer conditions in five cases, each with its own safeguard:

Exemption case (Transfer Regulation Article 4(2)) Safeguard required
Public bodies implementing an agreement or serving the Kingdom’s interests Data protection provisions in the agreement or memorandum
Non-recurring or limited transfers SCCs, or an approval certificate held by the recipient; no sensitive data
Multinational groups, for central operations Binding common rules or SCCs, or an approval certificate held by the recipient
Services that directly benefit the data subject Approval certificate held by the recipient; no sensitive data
Scientific research SCCs or an approval certificate; minimum data; no sensitive data

How the Saudi SCCs work

SDAIA’s SCCs come in four modules: controller to controller, controller to processor, processor to processor and processor to controller. HFW’s analysis notes that the parties may only fill in the blanks, that substantive changes are treated as a violation, that the importer submits to Saudi law and courts, and that the SCCs cannot be used where the importer’s home laws would prevent compliance. Keep commercial terms in a separate document. EU SCCs do not substitute for them; our Saudi PDPL vs GDPR comparison explains why.

When is a PDPL transfer risk assessment required?

A PDPL transfer risk assessment is required under Article 7 of the Transfer Regulation whenever a transfer relies on an Article 4 exemption, and whenever sensitive data is transferred outside the Kingdom on a continuous or widespread basis. The assessment must be completed before the transfer.

Purpose and legal basis
Why the data leaves the Kingdom and which Article 29 purpose applies
Nature of the transfer
Processing activities and geographic scope
Safeguards
SCCs, binding common rules or certificate, and whether they give adequate protection
Minimisation
How only the minimum data needed is sent
Potential harms
Material or moral harm to data subjects and how likely it is
Controls
Measures that prevent risks or reduce their impact

SDAIA’s February 2025 guideline organises the work in four phases, according to Clyde & Co: preparation (decide whether an assessment is needed and map the data journey), risk identification and mitigation, transfer and compliance evaluation (including the recipient’s PDPL compliance and security), and national interest considerations. The guideline is not legally binding, but it shows what SDAIA expects to see. Note that a transfer risk assessment is separate from the impact assessment the PDPL requires for high-risk processing.

The security part of the assessment is where evidence matters. A cloud security assessment of the receiving environment and API security testing of the interfaces that carry the data give the assessment facts rather than vendor assurances.

What happens to onward transfers, and when must a transfer stop?

Personal data sent abroad stays subject to the PDPL when it is transferred onward, under Article 5 of the Transfer Regulation, and a controller must halt a transfer and notify recipients when its exemption no longer applies under Article 6. Both rules reach your vendors’ vendors.

An exemption falls away if the controller has not implemented the required safeguards or if SDAIA finds the safeguards inadequate for a specific case. In either event the controller must stop the transfer or disclosure and notify the entities that received the data.

Sub-processors are transfers too

If your EU processor uses a US sub-processor for support tooling, Saudi data has made two hops. Map both, make sure the contracts carry the PDPL obligations down the chain and keep the sub-processor list current.

Does Saudi Arabia require data localisation under the PDPL?

As of November 2026, the Saudi PDPL does not impose a general data localisation rule, although it does not override localisation requirements in other laws, and SDAIA’s October 2026 draft amendments propose an express in-Kingdom storage duty. Treat the draft as a proposal until approved text appears in the Official Gazette.

The point about other laws comes from the OneTrust DataGuidance and Clyde & Co comparison; check your sector regulator’s hosting rules separately.

On 6 October 2026 SDAIA published draft amendments to the PDPL Implementing Regulation for comment until 5 November 2026, as reported by the Saudi Press Agency. According to Reed Smith and Clyde & Co, draft Article 23 would require controllers to store personal data inside the Kingdom while still allowing transfers and disclosures abroad under the PDPL and its regulations. Reed Smith reads two possible meanings: a local copy of all data processed abroad, or local storage by default with lawful transfers allowed to replace it.

The same draft would make registration on the SDAIA National Register of Controllers mandatory for any controller that transfers or discloses personal data outside the Kingdom. Our analysis of the October 2026 draft amendments covers both proposals. Until approved text is published, the current rules apply.

How should a foreign SaaS provider set up compliant PDPL transfers?

A foreign SaaS provider should map every flow of Saudi personal data, pick a PDPL purpose and mechanism for each, sign SDAIA’s SCCs or adopt binding common rules, complete risk assessments where required, and prove the security of the receiving environment. The steps below follow that order.

  1. Map the flows. List every system, region, backup, log store, support tool and sub-processor that holds or can reach Saudi personal data. Our guide to personal data discovery for the PDPL explains how to find what is undocumented.
  2. Classify the data. Flag sensitive data, because it narrows the exemptions and triggers risk assessments for continuous or widespread transfers.
  3. Choose a purpose and mechanism per flow. Record the Article 29 purpose and the SCC module, binding common rules or other safeguard.
  4. Minimise. Strip fields that the receiving system does not need.
  5. Assess the risk. Complete the Article 7 assessment where required, using SDAIA’s guideline.
  6. Test the receiving side. Penetration test the cloud environment and APIs before Saudi data lands there.
  7. Record it. Add each transfer, its mechanism and recipients to your records of processing.
  8. Plan for the draft. Cost a Saudi-region option in case draft Article 23 is adopted.

Buyers will ask for this evidence in procurement; our guide to selling SaaS into Saudi Arabia shows how it fits a vendor security questionnaire, and our PDPL compliance checklist tracks the remaining duties.

How Sumrite helps

Sumrite maps Saudi personal data flows, prepares transfer registers and risk assessments, and tests the environments and APIs that receive the data, so your transfer file rests on evidence. We deliver end to end with our verified NCA-registered partner firm and have served 100+ Saudi clients across Riyadh, Jeddah, Dammam and other cities. Our Saudi PDPL compliance page describes the engagement, and our Saudi Arabia page explains how we deliver a Sumrite VAPT report for Saudi reviews in 48 hours.

Get your transfer file in order

Tell us where Saudi personal data goes and we will scope the transfer assessment and the testing that backs it. Book a scoping call.

Frequently asked questions

Can personal data be transferred outside Saudi Arabia under the PDPL?

Yes. Article 29 of the Saudi Personal Data Protection Law (PDPL) allows personal data to be transferred outside the Kingdom for defined purposes, provided the transfer does not prejudice national security or the Kingdom's vital interests and only the minimum data needed is sent. The transfer must also rely on adequacy or on appropriate safeguards under SDAIA's Regulation on Personal Data Transfer outside the Kingdom.

What are SDAIA's Standard Contractual Clauses?

SDAIA's Standard Contractual Clauses are fixed contract templates, version 1.0 issued in September 2024, for transferring personal data out of Saudi Arabia. The clauses come in four modules: controller to controller, controller to processor, processor to processor and processor to controller. The parties may only complete the blanks, and the importer submits to Saudi law and courts.

When is a PDPL transfer risk assessment required?

A PDPL transfer risk assessment is required under Article 7 of SDAIA's Transfer Regulation when a transfer relies on one of the exemption cases in Article 4, and when sensitive data is transferred outside the Kingdom on a continuous or widespread basis. The assessment covers the purpose and legal basis, the nature of the transfer, the safeguards, data minimisation, potential harms and mitigating controls.

Does Saudi Arabia require personal data to be stored in the Kingdom?

As of November 2026, the Saudi PDPL has no general rule requiring personal data to be stored in Saudi Arabia, although the PDPL does not override localisation requirements in other laws. SDAIA's October 2026 draft amendments to the PDPL Implementing Regulation propose an express in-Kingdom storage duty in Article 23, but that draft is a proposal and not law.

Has SDAIA published a list of adequate countries?

Article 3 of SDAIA's Transfer Regulation requires SDAIA to publish a list of countries and international organisations with adequate protection, reviewed at least every four years. Law-firm analyses published in March 2025 and January 2026 reported that the list had not yet been issued, so most transfers rely on Standard Contractual Clauses or binding common rules.

See all FAQs →

  • PDPL
  • SDAIA
  • Saudi Arabia
  • Data Transfers
  • Data Localisation
  • Compliance

Nishant Sharma

Nishant Sharma is a Senior Consultant at Sumrite, working on security testing evidence and compliance engagements for SOC 2, ISO 27001 and data protection frameworks.

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